These wallets connect to @remote-nodes and scan the @blockchain on your device, without sharing any key with the nodes. They provide higher privacy, but require more time synchronizing, since missing @blocks will be scanned only when the wallet is opened.
Monero has one of the largest communities of any open-source project. Monero researches, audits, and implements critical security and privacy technologies, which are user by millions worldwide.
To receive XMR you only need to provide the payer with an @address where they can send funds to. Most of the time it's easier to just share a QR code and let the payer scan it, instead of copy-pasting the alphanumeric string. With the GUI every generated address come with its QR code. Make the person scan the QR code with the Monero @wallet on their phone and receive your XMR in minutes. Remember you can generate as many addresses (subaddresses) as you want. This is useful if you want to keep funds separated for any reason.
Wait until the payment has arrived and has enough confirmations (The more confirmations, the safer the transaction is. You need at least 10 confirmations before you can spend the funds.).
When you create your wallet for the first time, an @address will be automatically shown to you. That's your primary address. If you want, you can simply use that address to receive payments. You should be concerned about who knows about this address (since one address in different locations can be associated), but you do not need to worry about blockchain observers watching transactions to this address like with Bitcoin. A friend can send transactions to the same address without reduced privacy.
You can have much more control if you want to. Monero gives the possibility to create multiple accounts, each containing multiple subaddresses, useful if you want to control multiple accounts. For example, you may want to have an @account for receiving donations and another one for your daily use. That will allow you to easily monitor incoming funds to your 'donations' account, without mixing it with your primary account.
As you can see from the picture above, every account has an index number that you can use to switch from one account to the other using the command `account switch [index]`. For example, using the picture above as reference, if you would like to switch to the 'Donations' account to monitor it, you can do so by giving your CLI this command `account switch 1`. Now you are sitting on your 'Donations' account and you can start using it right away.
Note that the instructions below are just the minimal necessary to create and use accounts/subaddresses. The CLI offer more capillary ways to handle accounts and the wallet in general. Use the command 'help' to list all the available options.
If you are a business and you wish to programmatically receive @transactions or use advanced features like multisignature, it's suggested to consult the
